Be Nice to you Asset Manager

I remember a short sale I completed a long time ago. At that time I was not educated on how to do them and new it would be hard. This was before there was ever any training available. I going through the process and new the importance right away of calling them at least one time a week for updates. Well I was quite the nag and known to be one. Each time I called the bank needed something new or they lost something and I had to resend it. It was one of the most frustrating processes that I ever experienced. I kept my cool... deep breathes and patience. As I was spinning my wheels one afternoon I received a call from the asset manager. She acknowledged that she received the HUD once before and lost it. Instead of getting mad, I just stated "no problem" I will send it again. She said to me "you are so nice to me Linda I am sending this file to management today for approval". Within 2 days I had a beautiful approval with all the verbiage in it that I wanted to protect my seller. So there you have it. Want things done...easy with honey than anything else..

Can't Make Your Mortgage Payment? Watch Out For The IRS!!

Before You Give Up Your Home, Know the Facts because.... You Have Options! You Can Save Your Home or At Least Protect Yourself.

What happens when you imagine receiving a 1099 form from the IRS after a foreclosure or short sale showing the taxes you owe. Despite the new law, in some cases, you will still receive an IRS Form 1099 and incur substantial tax liability!!!

Will you still have substantial dept even without your home? If so, neither the foreclosure nor short sale really helps you!

Could you keep your home if you did not have to pay the second mortgage or HELOC? If the value of your home is lower than what is owned on the first mortgage, we can strip the second mortgage (or HELOC), and you will not have to pay it.

Does a foreclosure or short sale affect your credit as much as a bankruptcy? In more cases, it is worse than a bankruptcy and takes longer to recover.

Talking to a good bankruptcy attorney does not mean you have to file bankruptcy. While it may be the best solution, it is not the only one.

I know how you feel, and others have felt the same, and then they found that speaking with a trained professional to understand exactly what their liability was and what they should do about was their best option.

Protect yourself! If you are struggling in making your mortgage payment or jeopardizing in losing your home and have to consider a short sale or foreclosure, I will recommend an attorney that has helped many homeowner, realtors, and believe it or not...mortgage brokers that are in the same position as you.

Call me for details or complete the form below, and I will gladly help you get connected with the Team that has helped so many homeowners like yourself.