Saturday, April 09, 2011
Tuesday, February 15, 2011
Sunday, February 13, 2011
Tuesday, November 16, 2010
Saturday, September 25, 2010
Friday, August 20, 2010
Financial Incentives to Seller - For Short Sales
For the majority of homeowners in distress, a short sale is currently the best answer for them. To assist the housing crisis across America, our government is offering tremendous incentives to lenders to cooperate with short sale transactions.
Monday, August 16, 2010
Short Sale Approval Letter - Protect your Sellers
When completing a short sale we do not always have control what is stated in that Approval Letter. So lets say the seller does not want to move forward in the sale due to the fact that the bank will not completely release the seller from any future liability. What do you do?.. .Well you already have a ratified contract and if you don't move forward you violated the contract..specific performance. So I have found that the best way to avoid this is to make sure you have good verbiage in your counter offer regards to the seller approval of said bank approval letter. It pays to have a certified short sale specialist on your side. After completion of 3 certification there is still always something new to learn...
Be Nice to you Asset Manager
I remember a short sale I completed a long time ago. At that time I was not educated on how to do them and new it would be hard. This was before there was ever any training available. I going through the process and new the importance right away of calling them at least one time a week for updates. Well I was quite the nag and known to be one. Each time I called the bank needed something new or they lost something and I had to resend it. It was one of the most frustrating processes that I ever experienced. I kept my cool... deep breathes and patience. As I was spinning my wheels one afternoon I received a call from the asset manager. She acknowledged that she received the HUD once before and lost it. Instead of getting mad, I just stated "no problem" I will send it again. She said to me "you are so nice to me Linda I am sending this file to management today for approval". Within 2 days I had a beautiful approval with all the verbiage in it that I wanted to protect my seller. So there you have it. Want things done...easy with honey than anything else..
Friday, May 28, 2010
Super Cute Arbuckle Home
Cute Arbuckle Home
31 Midway, Arbuckle, 95912 View Map
Super cute home situated on a nicely sized lot in Arbuckle. 3 bedrooms, 2 baths, spacious family room with tile flooring, nice size dining area. Across the street is a open field. Don't miss out on this one. It will go fast!!
Details
Asking Price:
79,900
Sq. Feet:
1088
Lot Size:
6098
Bedrooms:
3
Bathrooms:
2
# of Floors:
1
HOA/Maintenance Fees:
n/a
Year Built:
1981
All information is deemed reliable but is not guaranteed.
Saturday, April 10, 2010
Sunday, January 31, 2010
Wednesday, May 06, 2009
Monday, March 23, 2009
Great Home in Winter, CA - Its a Deal
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Thursday, March 12, 2009
Gorgeous Arbuckle Property - 7648 Mumma Road
Lovely Country Home- 10 Acres
7648 Mumma Road, Arbuckle, CA 95912 View Map
Welcome Home. This country property is awesome! Experience the tranquality that this home and property has to offer.
Lovely secluded country home located in Arbuckle. Features a beautiful updated kitchen with granite counter tops, and newer appliances, separate family & living room, fireplace, beautiful landscaped yards, outbuildings, detached study/workout room, assorted fruit trees, a handsome & good producing almond orchard on drip, district water available. Views of the Sutter Buttes. You truly are in a peaceful and tranquil location.
Details
Asking Price:
$575,000
Sq. Feet:
1900
Bedrooms:
3
Bathrooms:
2
Sunday, August 17, 2008
Losing your home- You have options. Protect Yourself
HELP YOURSELF OR SOMEONE THAT YOU KNOW!
Before You Give Up Your Home, Know the Facts because.... You Have Options! You Can Save Your Home or At Least Protect Yourself.
What happens when you imagine receiving a 1099 form from the IRS after a foreclosure or short sale showing the taxes you owe. Despite the new law, in some cases, you will still receive an IRS Form 1099 and incur substantial tax liability!!!
Will you still have substantial dept even without your home? If so, neither the foreclosure nor short sale really helps you!
Could you keep your home if you did not have to pay the second mortgage or HELOC? If the value of your home is lower than what is owned on the first mortgage, we can strip the second mortgage (or HELOC), and you will not have to pay it.
Does a foreclosure or short sale affect your credit as much as a bankruptcy? In more cases, it is worse than a bankruptcy and takes longer to recover.
Talking to a good bankruptcy attorney does not mean you have to file bankruptcy. While it may be the best solution, it is not the only one.
I know how you feel, and others have felt the same, and then they found that speaking with a trained professional to understand exactly what their liability was and what they should do about was their best option.
Protect yourself! If you are struggling in making your mortgage payment or jeopardizing in losing your home and have to consider a short sale or foreclosure, I will recommend an attorney that has helped many homeowner, realtors, and believe it or not...mortgage brokers that are in the same position as you.
Call me for details or just email me at: l.pillard@gmail.com and I will gladly help you get connected with the Team that has helped so many homeowners like yourself
Before You Give Up Your Home, Know the Facts because.... You Have Options! You Can Save Your Home or At Least Protect Yourself.
What happens when you imagine receiving a 1099 form from the IRS after a foreclosure or short sale showing the taxes you owe. Despite the new law, in some cases, you will still receive an IRS Form 1099 and incur substantial tax liability!!!
Will you still have substantial dept even without your home? If so, neither the foreclosure nor short sale really helps you!
Could you keep your home if you did not have to pay the second mortgage or HELOC? If the value of your home is lower than what is owned on the first mortgage, we can strip the second mortgage (or HELOC), and you will not have to pay it.
Does a foreclosure or short sale affect your credit as much as a bankruptcy? In more cases, it is worse than a bankruptcy and takes longer to recover.
Talking to a good bankruptcy attorney does not mean you have to file bankruptcy. While it may be the best solution, it is not the only one.
I know how you feel, and others have felt the same, and then they found that speaking with a trained professional to understand exactly what their liability was and what they should do about was their best option.
Protect yourself! If you are struggling in making your mortgage payment or jeopardizing in losing your home and have to consider a short sale or foreclosure, I will recommend an attorney that has helped many homeowner, realtors, and believe it or not...mortgage brokers that are in the same position as you.
Call me for details or just email me at: l.pillard@gmail.com and I will gladly help you get connected with the Team that has helped so many homeowners like yourself
Sunday, July 20, 2008
Can't Make Your Mortgage Payment? Watch Out For The IRS!!
Before You Give Up Your Home, Know the Facts because.... You Have Options! You Can Save Your Home or At Least Protect Yourself.
What happens when you imagine receiving a 1099 form from the IRS after a foreclosure or short sale showing the taxes you owe. Despite the new law, in some cases, you will still receive an IRS Form 1099 and incur substantial tax liability!!!
Will you still have substantial dept even without your home? If so, neither the foreclosure nor short sale really helps you!
Could you keep your home if you did not have to pay the second mortgage or HELOC? If the value of your home is lower than what is owned on the first mortgage, we can strip the second mortgage (or HELOC), and you will not have to pay it.
Does a foreclosure or short sale affect your credit as much as a bankruptcy? In more cases, it is worse than a bankruptcy and takes longer to recover.
Talking to a good bankruptcy attorney does not mean you have to file bankruptcy. While it may be the best solution, it is not the only one.
I know how you feel, and others have felt the same, and then they found that speaking with a trained professional to understand exactly what their liability was and what they should do about was their best option.
Protect yourself! If you are struggling in making your mortgage payment or jeopardizing in losing your home and have to consider a short sale or foreclosure, I will recommend an attorney that has helped many homeowner, realtors, and believe it or not...mortgage brokers that are in the same position as you.
Call me for details or complete the form below, and I will gladly help you get connected with the Team that has helped so many homeowners like yourself.
What happens when you imagine receiving a 1099 form from the IRS after a foreclosure or short sale showing the taxes you owe. Despite the new law, in some cases, you will still receive an IRS Form 1099 and incur substantial tax liability!!!
Will you still have substantial dept even without your home? If so, neither the foreclosure nor short sale really helps you!
Could you keep your home if you did not have to pay the second mortgage or HELOC? If the value of your home is lower than what is owned on the first mortgage, we can strip the second mortgage (or HELOC), and you will not have to pay it.
Does a foreclosure or short sale affect your credit as much as a bankruptcy? In more cases, it is worse than a bankruptcy and takes longer to recover.
Talking to a good bankruptcy attorney does not mean you have to file bankruptcy. While it may be the best solution, it is not the only one.
I know how you feel, and others have felt the same, and then they found that speaking with a trained professional to understand exactly what their liability was and what they should do about was their best option.
Protect yourself! If you are struggling in making your mortgage payment or jeopardizing in losing your home and have to consider a short sale or foreclosure, I will recommend an attorney that has helped many homeowner, realtors, and believe it or not...mortgage brokers that are in the same position as you.
Call me for details or complete the form below, and I will gladly help you get connected with the Team that has helped so many homeowners like yourself.
Thursday, June 19, 2008
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